Types of Contractors we insure:​

• Appliance Repair Contractor

• Asphalt Contractor

• Concrete Contractor

• Drywall Contractor

• Electrical Contractor

• Fence Contractor

• Flooring Contractor

• Framing Contractor

• Garage Door Contractor

• Handyman

• HVAC Contractor

• Insulation Contractor

• Landscaping

• Lawn Care

• Masonry Contractor

• Painting Contractor

• Plumbing Contractor

• Pool Contractor

• ​Pressure Washing

• Remodeling Contractor

• Roofing Contractor

• ​Tree Service​

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What does Workers Compensation Insurance Cover?​

• If you have employees you will need to carry workers compensation insurance. This policy covers work-related injuries/illnesses that your employees may sustain during their employment. Finding the right work comp for your contracting business is important. ​

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How much does workers comp cost?

• Work Comp for contractors can cost any where from $400 - $3,000 for the year depending on your projected payroll and number of employees.

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Do you need workers comp if you pay workers 1099?

• Most states don't judge an employee based on how you pay them. Rather it is how you treat that worker. If you tell them when to show up, how to do their job, provide them tools, and treat them as an employee, then yes, your worker, even as a 1099, could be entitled to workers compensation benefits if hurt on the job.

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How to get a work comp policy for a contracting business?

• Reach out to Total Work Comp below!