Types of HVAC Businesses we insure:​

• Heating and Cooling Contractor Insurance

• A/C Repair and Installation

• Furnace Installation and Repair

• Commercial HVAC Contractor

• Mechanical Contractors

• HVAC Service Contractor

• Geothermal Installation

• HVAC Tune ups

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What does Workers Compensation Insurance for HVAC Businesses Cover?​

• If you have employees you will need to carry workers compensation insurance. This policy covers work-related injuries/illnesses that your employees may sustain during their employment. Finding the right work comp for your HVAC business is important. ​

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How much does workers comp cost for a HVAC company?

• Work Comp for a HVAC business can cost any where from $400 - $3,000 for the year depending on your projected payroll and number of employees.

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Do you need workers comp if you pay workers 1099?

• Most states don't judge an employee based on how you pay them. Rather it is how you treat that worker. If you tell them when to show up, how to do their job, provide them tools, and treat them as an employee, then yes, your worker, even as a 1099, could be entitled to workers compensation benefits if hurt on the job.

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How to get a work comp policy for an HVAC contracting business?

• Reach out to Total Work Comp below!