Remodeling Contractors: Workers Comp Insurance for Renovation Crews

Remodeling contractors face unique risks on the job—from handling power tools and heavy materials to working in unpredictable environments. Whether you're renovating kitchens, bathrooms, or entire homes, your crew is exposed to potential injuries daily.

That’s why having the right Workers Compensation Insurance isn’t just smart—it’s essential.

At Total Work Comp, we specialize in helping remodeling businesses secure comprehensive work comp policies that protect both your team and your bottom line.

What Does Workers Comp Cover for Renovation Crews?

Workers compensation insurance typically covers:

• 🧍‍♂️ Medical Expenses: Treatment costs for job-related injuries or illnesses

• 💸 Lost Wages: Partial wage replacement during recovery

• ⚖️ Legal Protection: Coverage for employer liability in case of lawsuits

• 🧠 Rehabilitation Services: Support for physical therapy or retraining

For remodeling contractors, this means peace of mind when your crew is installing cabinetry, rewiring electrical systems, or tearing down walls.

Risks Faced by Remodeling Contractors

Renovation work is dynamic and often unpredictable. Remodeling contractors and their crews face a wide range of hazards, including:

• 🔨 Tool-Related Injuries: Power saws, nail guns, and drills can cause serious harm if mishandled

• 🧱 Structural Hazards: Working in older buildings may expose crews to unstable structures or hidden dangers

• ⚡ Electrical Exposure: Rewiring or working near live circuits poses electrocution risks

• 🧪 Exposure to Hazardous Materials: Mold, asbestos, and lead paint are common in renovation sites

• 🪜 Falls and Slips: Ladders, scaffolding, and uneven surfaces increase the risk of falls

• 🚧 Heavy Lifting: Moving appliances, cabinetry, and construction materials can lead to back injuries

These risks make workers compensation insurance not just a legal requirement in most states—but a critical safeguard for your business.

Why Choose Total Work Comp?

We work with multiple top-rated insurance carriers to find the best policy at the best price for your business. Our agents understand the remodeling industry and tailor coverage to your specific needs.

✅ Nationwide Coverage

✅ Fast, Free Quotes

✅ Same-Day Certificates of Insurance

✅ Dedicated Service Representatives

Whether you're a solo contractor or manage a full renovation crew, we’ll help you navigate the complexities of workers comp with ease.

GET A FREE QUOTE

Get Your Free Quote Today

Don’t wait until an accident happens. Protect your remodeling business and your crew with a customized workers compensation policy from Total Work Comp.

👉 Visit Total Work Comp or call 317-942-0549 to get started.